<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>34021</termId><termName>Debtor and creditor</termName><termType>TT</termType><termLanguage>en</termLanguage><termVocabulary>TESAURO DE MATERIAS DE SERBIULA</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Debtor and creditor</termSortkey><termCreatedDate>Debtor and creditor</termCreatedDate></term>  </Zthes>