<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>27493</termId><termName>MICROFINANZAS</termName><termType>PT</termType><termLanguage>es-ES</termLanguage><termVocabulary>TESAURO DE MATERIAS DE SERBIULA</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>MICROFINANZAS</termSortkey><termNote label="Scope"><![CDATA[ <p>Usese para las obras sobre t&eacute;cnicas no tradicionales y metodolog&iacute;as de las actividades bancarias usadas para proporcionar servicios financieros a los clientes que no son servidos por las instituciones finanacieras tradicionales</p>

<p><strong>Cota LC:</strong></p>

<p><a href="http://www.loc.gov/aba/publications/FreeLCC/H-text.pdf" target="_blank">[HG178.3-HG178.33]</a></p> ]]></termNote><termCreatedDate>MICROFINANZAS</termCreatedDate><termModifiedDate>2015-02-27 11:15:47</termModifiedDate><relation><relationType>UF</relationType><termId>51196</termId><termName>Microcrédito</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>51197</termId><termName>Micropréstamos</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>51198</termId><termName>Préstamos de microempresas</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>27492</termId><termName>INDUSTRIA DE SERVICIOS FINANCIEROS</termName><termType>PT</termType></relation></term>  </Zthes>