<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>16960</termId><termName>CAJAS DE AHORRO</termName><termType>PT</termType><termLanguage>es-ES</termLanguage><termVocabulary>TESAURO DE MATERIAS DE SERBIULA</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>CAJAS DE AHORRO</termSortkey><termNote label="Cota LC"><![CDATA[ <p><a href="http://www.loc.gov/aba/publications/FreeLCC/H-text.pdf" target="_blank">[HG1881-HG1966]</a></p> ]]></termNote><termCreatedDate>CAJAS DE AHORRO</termCreatedDate><termModifiedDate>2015-02-09 04:57:24</termModifiedDate><relation><relationType>UF</relationType><termId>28891</termId><termName>Ahorros, Caja de</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>28892</termId><termName>Bancos de ahorros</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>1771</termId><termName>BANCOS</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>16954</termId><termName>BANCOS DE DEPOSITO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>28502</termId><termName>CAJAS DE AHORRO POSTALES</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>8531</termId><termName>SOCIEDADES DE AHORRO Y PRESTAMO</termName><termType>PT</termType></relation></term>  </Zthes>