<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>12086</termId><termName>INGRESO EN EFECTIVO</termName><termType>PT</termType><termLanguage>es-ES</termLanguage><termVocabulary>TESAURO DE MATERIAS DE SERBIULA</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>INGRESO EN EFECTIVO</termSortkey><termCreatedDate>INGRESO EN EFECTIVO</termCreatedDate><termModifiedDate>2015-02-05 11:02:33</termModifiedDate><relation><relationType>UF</relationType><termId>37616</termId><termName>Flujo de caja</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>4662</termId><termName>LIQUIDEZ (ECONOMIA)</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>15061</termId><termName>FINANZAS CORPORATIVAS</termName><termType>PT</termType></relation></term>  </Zthes>